Auto liability is one of the primary insurance policies that all trucking industries are required to have by law. This type of insurance ensures protection in the event of motorist accidents. Other common coverages that are recommended include general liability and excess liability. General liability protects your business against any bodily injury or property damages that exclude the involvement of a truck. This policy also provides coverage for medical expenses which is vital for business owners. Excess Liability insurance provides coverage for any damages that exceed the boundaries of the underlining policy, adding an extra level of protection.