So let's talk about renter's insurance and why it's important. A landlord may own your apartment, but all your possessions, including expensive electronics and furniture belong to you. In the event of natural disaster or theft, you want your items protected---that's just what renter's insurance provides. Not only can a renter's insurance policies protect your assets, but you can opt for coverage that protects you and your guests from bodily injury and property damages. Learn more about what Young Insurance Agency, LLC can do to provide you with the best renter's insurance coverage options.